Sales Tax for M4N — Toronto

What Postal Code M4N Covers

M4N covers Lawrence Park, one of Toronto's first planned garden suburbs, laid out from 1907 with curving streets following the ravine topography. It is consistently among the highest-income neighbourhoods in Canada. The district is almost entirely detached housing, with commerce limited to a small Yonge Street frontage.

Communities & neighbourhoods in M4N

Local landmarks

• Lawrence Park
• Blythwood Ravine
• Sunnybrook Park (east)

Where M4N Sits — and What That Changes at the Till

The centroid of M4N falls roughly 9 km north of Toronto, and the code shares its delivery city with 42 other postal areas. Its closest postal neighbours are M4P (Toronto) about 2 km off and M2P (Toronto (North York)) about 2 km off.

The nearest ground where the rate changes is about 310 km away — J0X in Quebec, at 14.975%. That distance is the useful part: nothing bought or delivered in M4N is a borderline case, so the only rate question worth asking here is whether the sale is taxable at all, not which province's number applies to it.

M4N is dense urban ground — 3 named neighbourhoods inside one postal area, about 15,000 — and density changes the taxable mix rather than the rate. Prepared food, personal services and in-person retail dominate what is rung through Toronto codes like this one, all of it at 13%, while the zero-rated grocery basics that anchor a suburban shop are a smaller share of the total than the province-wide averages suggest.

The 13% above is set for the whole of Ontario and does not move between postal codes — M4N pays exactly what every other Ontario code pays. Overnight accommodation is where Toronto parts company with them. The city levies a 6% Municipal Accommodation Tax on top of HST, so a $200 room night inside M4N carries $12.00 that the identical room would not carry in an Ontario municipality that never adopted one. The rate came down from 8.5% on 1 August 2026, the temporary increase having lapsed. Hotels and short-term rentals are charged at the same rate.

Everything above is particular to M4N; the rules that are not — registration thresholds, filing frequency, input tax credit recovery, point-of-sale rebates — are set for the whole of Ontario, and they live on the Ontario sales tax guide rather than being restated on M4N's page, where the calculator above is already locked to 13%.

Working the 13% on a Purchase in M4N

FSA M4N Tax Breakdown and Calculation Example

For FSA M4N in the Toronto area, the sales tax rate is 13%. Here is how tax is calculated on typical purchase amounts:

Selling into M4N: What You Need to Register For

Ontario runs a HST system administered by Canada Revenue Agency (CRA), with a registration threshold of $30,000 (HST). Filing frequency, input tax credit recovery, point-of-sale rebates and the full registration walkthrough are set out on the Ontario sales tax guide — they are province-wide rules, identical for every postal code here, so this page links them rather than repeating them.

1. Charge the rate the address decides. A delivery into M4N is an Ontario sale, so charge 13% HST — your own address does not enter into it.
2. Show it the way Canada Revenue Agency (CRA) expects. One HST line and the total tax amount on each invoice.

Everything else about selling here — thresholds, filing frequency, ITC recovery, point-of-sale rebates, and the full province-by-province sourcing rules — is identical for every postal code in Ontario and is set out once on the Ontario sales tax guide and in the Ontario GST/HST calculator.

Postal Codes Near M4N

All 13%, like M4N — what differs is the ground each one covers, and with it the municipal levies on lodging and prepared food worth checking before you invoice.

All Ontario FSAs →FSA Lookup Tool →