Sales Tax for M4A — Toronto (North York)

Postal code M4A covers Victoria Village, Sloane and Lawrence–Victoria Park in Toronto (North York), Ontario. The sales tax rate here is 13%. This is a single HST rate.

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M4A
13%Total Sales Tax
OntarioHarmonized (HST)
Federal GST5%
Provincial share of HST8%
Combined Rate13%
ProvinceOntario
City / RegionToronto (North York)
Tax TypeHST
Calculate HST for M4A
$CAD
Subtotal (before tax)$100.00
Federal GST (5%)$5.00
Provincial (HST) (8%)$8.00
Total (13% tax)$113.00

Rate locked to M4A (Ontario, 13%). Need another province? Open the full calculator →

About Ontario Sales Tax

Ontario has a 13% combined sales tax rate, consisting of the 5% federal GST and 8% provincial HST.

Ontario uses the Harmonized Sales Tax (HST) system. The HST combines the 5% federal GST and the provincial portion into a single streamlined rate administered entirely by the Canada Revenue Agency. Businesses file one return, claim one set of input tax credits (ITCs), and remit to one authority — significantly simplifying compliance compared to dual-tax provinces.

What Postal Code M4A Covers

M4A covers Victoria Village in southeast North York, a compact postwar neighbourhood between the Don Valley and Victoria Park Avenue. Housing is a mix of bungalows and mid-rise rental apartments. It is among the smaller postal areas in the city, with retail confined to plazas on Lawrence Avenue East.

Primary City / TownToronto (North York)
RegionVictoria Village, North York
Area Typesuburban
Population Served~20,000

Communities & neighbourhoods in M4A

Victoria VillageSloaneLawrence–Victoria Park

Local landmarks

Where M4A Sits — and What That Changes at the Till

The centroid of M4A falls roughly 10 km northeast of Toronto, and the code shares its delivery city with 22 other postal areas. Its closest postal neighbours are M4B (Toronto (East York)) about 2 km off and M1R (Toronto (Scarborough)) about 2 km off.

The nearest ground where the rate changes is about 300 km away — J0X in Quebec, at 14.975%. That distance is the useful part: nothing bought or delivered in M4A is a borderline case, so the only rate question worth asking here is whether the sale is taxable at all, not which province's number applies to it.

M4A is suburban ground serving about 20,000 across 3 communities — the settlement pattern where delivered goods matter most. A parcel addressed into M4A carries Ontario's 13% even when the seller is registered in Alberta and charges 5% to every customer at home. Around Charles Sauriol Conservation Area, demand is seasonal, and seasonal demand is where the small-supplier threshold bites hardest: an operator who only trades in summer can cross $30,000 inside a single quarter and owes HST from the sale that took them over it, not from the following year.

The 13% above is set for the whole of Ontario and does not move between postal codes — M4A pays exactly what every other Ontario code pays. Overnight accommodation is where Toronto parts company with them. The city levies a 6% Municipal Accommodation Tax on top of HST, so a $200 room night inside M4A carries $12.00 that the identical room would not carry in an Ontario municipality that never adopted one. The rate came down from 8.5% on 1 August 2026, the temporary increase having lapsed. Hotels and short-term rentals are charged at the same rate.

Everything above is particular to M4A; the rules that are not — registration thresholds, filing frequency, input tax credit recovery, point-of-sale rebates — are set for the whole of Ontario, and they live on the Ontario sales tax guide rather than being restated on M4A's page, where the calculator above is already locked to 13%.

Working the 13% on a Purchase in M4A

FSA M4A Tax Breakdown and Calculation Example

For FSA M4A in the Toronto (North York) area, the sales tax rate is 13%. Here is how tax is calculated on typical purchase amounts:

$50.00 purchase$56.50 total ($6.50 tax)
$200.00 purchase$226.00 total ($26.00 tax)
$1,000.00 purchase$1130.00 total ($130.00 tax)
$5,000.00 purchase$5650.00 total ($650.00 tax)
FormulaTotal = Price × 1.13

Use our Ontario GST/HST Calculator to compute tax on any amount instantly.

Selling into M4A: What You Need to Register For

Ontario runs a HST system administered by Canada Revenue Agency (CRA), with a registration threshold of $30,000 (HST). Filing frequency, input tax credit recovery, point-of-sale rebates and the full registration walkthrough are set out on the Ontario sales tax guide — they are province-wide rules, identical for every postal code here, so this page links them rather than repeating them.

  1. Charge the rate the address decides. A delivery into M4A is an Ontario sale, so charge 13% HST — your own address does not enter into it.
  2. Show it the way Canada Revenue Agency (CRA) expects. One HST line and the total tax amount on each invoice.

Everything else about selling here — thresholds, filing frequency, ITC recovery, point-of-sale rebates, and the full province-by-province sourcing rules — is identical for every postal code in Ontario and is set out once on the Ontario sales tax guide and in the Ontario GST/HST calculator.

More Ontario Postal Codes

All 13%, like M4A — what differs is the ground each one covers, and with it the municipal levies on lodging and prepared food worth checking before you invoice.

M4E
Toronto
13% HST
M4G
East York
13% HST
M4H
East York
13% HST
M4J
East York
13% HST
M4K
Toronto
13% HST
M4L
Toronto
13% HST
N1G
Guelph
13% HST
N8S
Windsor
13% HST
K1E
Orleans
13% HST
L1C
Bowmanville
13% HST
L6H
Oakville
13% HST
M2R
North York
13% HST

All Ontario FSAs FSA Lookup Tool

Calculate Tax for Your Ontario Purchase

You know FSA M4A has a 13% tax rate. Now enter any dollar amount to see the exact GST/HST breakdown and total. Perfect for retail pricing, invoicing, and budgeting in Ontario.

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For informational purposes only. Tax rates change — verify with the Canada Revenue Agency or your provincial tax authority before filing. This tool is not a substitute for professional tax advice.

· Rate source metadata is tracked in the TaxesLedger tax data registry.

M. Imtinan Farooq — Data Engineer who builds and maintains TaxesLedger

Data methodology reviewed by M. Imtinan Farooq — Data Engineer who builds and maintains TaxesLedger.

Imtinan Farooq is a data engineer who builds and maintains TaxesLedger's calculators and rate database. He is not a CPA, tax attorney, or enrolled agent, so the site doesn't rely on his opinion. Every rate is linked to an official source, such as a state department of revenue, the Canada Revenue Agency, or a national VAT authority. Each record stores that source and its verification status, so the rate can be checked against it. If you spot an error, contact us and we'll correct it. This is an educational calculator, not tax, accounting, or legal advice. LinkedIn

Data Sources: State DORs · Canada Revenue Agency · EU VAT authorities · Tax Foundation references

Frequently asked questions

Quick answers to the most common questions users ask.

What areas does postal code M4A cover?

The Forward Sortation Area M4A covers Victoria Village, Sloane and Lawrence–Victoria Park in the Victoria Village, North York region of Ontario, serving about 20,000 in a predominantly suburban setting. Retail and civic landmarks inside the code include Victoria Park Avenue, Sloane Avenue and Charles Sauriol Conservation Area (east) — the places where purchases in M4A actually happen.

What is the sales tax rate for FSA M4A in Ontario?

The combined sales tax rate for postal code FSA M4A in the North York area of Ontario is 13%. This is a Harmonized Sales Tax (HST) that combines the 5% federal GST with an 8% provincial component into a single rate administered by the Canada Revenue Agency.

How do I calculate tax for a purchase in Ontario (FSA M4A)?

To calculate the total price including sales tax for any purchase in Ontario, multiply the purchase price by 1.13. For example, a $100.00 purchase costs $113.00 total, with $13.00 in sales tax.

For the reverse calculation, divide the total price by 1.13 to find the pre-tax amount. Run the example above backwards and $113.00 paid in Ontario resolves to $100.00 before tax and $13.00 of HST.

Does Ontario use HST or separate GST and PST?

Ontario uses a Harmonized Sales Tax (HST) system. The HST combines the 5% federal GST with the 8% provincial component into a single rate of 13%. Businesses file one return with the CRA.

What kind of area is M4A — urban, suburban or rural?

M4A is a predominantly suburban code serving about 20,000, within the Victoria Village, North York region. That mix means both in-store and delivered purchases are common, and delivered orders take the rate for this postal code rather than the seller's.

Do local taxes in M4A change what I pay?

Not the sales tax itself — Ontario levies 13% province-wide and there is no municipal sales tax in Canada. What can differ by municipality are the separate levies that sit outside sales tax: accommodation and lodging taxes on short-term stays, and in some provinces local levies on prepared food or alcohol.

So a hotel folio or restaurant bill from Toronto (North York) can total more than 13% while a retail receipt from the same street does not. Check the municipality's own schedule for those, and see the Ontario sales tax guide for the province-wide rules.

How does FSA M4A map to a sales tax rate?

The Forward Sortation Area (FSA) is the first three characters of a Canadian postal code. M4A falls within the range assigned to Ontario, specifically the North York area. Canada sets sales tax provincially rather than municipally, so the FSA's job here is to place the buyer: once you know a delivery address sits in M4A, you know it is an Ontario sale and you charge 13%. That matters most for shipped orders, where the buyer's postal code — not your own — decides the rate.

Where can I calculate GST/HST for Ontario?

Use our Canadian GST/HST Calculator to add or remove tax from any amount. You can also visit the dedicated Ontario tax calculator for province-specific rates, examples, and compliance information.

🇨🇦 Canada Revenue Agency📊 Statistics Canada🏛️ Provincial Finance Ministries

Official Sources & Citations

All rates, thresholds, and regulatory guidance cited on this page are sourced from official government publications and non-partisan research institutions.

Canadian Tax Authorities

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Canada Revenue Agency (CRA)

The authoritative source for federal GST/HST rates, provincial HST variations, and input tax credit rules.

canada.ca
⚜️

Revenu Québec

Official administration for Quebec Sales Tax (QST) and provincial GST/HST compliance requirements.

revenuquebec.ca

TaxesLedger is an independent educational tool. We are not affiliated with any government agency. Rate records include source metadata and verification status; always confirm with the tax authority for your jurisdiction before filing. Last registry update: September 11, 2026.

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