Sales Tax for P3Y — Greater Sudbury (Lively)

Postal code P3Y covers Lively, Walden and Naughton and nearby areas in Greater Sudbury (Lively), Ontario. The sales tax rate here is 13%. This is a single HST rate.

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P3Y
13%Total Sales Tax
OntarioHarmonized (HST)
Federal GST0%
Provincial HST8%
Combined Rate13%
ProvinceOntario
City / RegionGreater Sudbury (Lively)
Tax TypeHST
Calculate HST for P3Y
$CAD
Subtotal (before tax)$100.00
Federal GST (5%)$5.00
Provincial (HST) (8%)$8.00
Total (13% tax)$113.00

Rate locked to P3Y (Ontario, 13%). Need another province? Open the full calculator →

About Ontario Sales Tax

Ontario has a 13% combined sales tax rate, consisting of the 5% federal GST and 8% provincial HST.

Ontario uses the Harmonized Sales Tax (HST) system. The HST combines the 5% federal GST and the provincial portion into a single streamlined rate administered entirely by the Canada Revenue Agency. Businesses file one return, claim one set of input tax credits (ITCs), and remit to one authority — significantly simplifying compliance compared to dual-tax provinces.

What Postal Code P3Y Covers

P3Y covers Lively and the Walden area southwest of Sudbury. Lively was built in the 1950s as a planned community for Inco employees, one of several purpose-built mining towns in the basin. The Vermilion River and surrounding lakes support fishing and recreation.

Primary City / TownGreater Sudbury (Lively)
RegionNortheastern Ontario
Area Typemixed
Population Served~12,000

Communities & neighbourhoods in P3Y

LivelyWaldenNaughtonWhitefish

Local landmarks

Where P3Y Sits — and What That Changes at the Till

P3Y sits about 15 km southwest of Sudbury, the nearest centre of any size, and is the only postal area our data records for Greater Sudbury (Lively). Its closest postal neighbours are P3G (Greater Sudbury) about 8 km off and P3C (Greater Sudbury) about 10 km off.

The nearest ground where the rate changes is about 160 km away — J0Z in Quebec, at 14.975%. That distance is the useful part: nothing bought or delivered in P3Y is a borderline case, so the only rate question worth asking here is whether the sale is taxable at all, not which province's number applies to it.

Greater Sudbury (Lively) anchors a mixed code serving about 12,000, so spending here runs to fuel, groceries and trades work rather than dense storefront retail. Trades invoices are where HST errors cluster in a code like P3Y: labour and materials are taxed the same way, but only the materials leave the contractor with a recoverable credit.

The 13% above is set for the whole of Ontario and does not move between postal codes — P3Y pays exactly what every other Ontario code pays. Overnight accommodation is where Greater Sudbury parts company with them. The city levies a 6% Municipal Accommodation Tax on top of HST, so a $200 room night inside P3Y carries $12.00 that the identical room would not carry in an Ontario municipality that never adopted one. The rate rose from 4% on 1 January 2025. It runs out at 30 nights: once the same guest has stayed that long continuously the booking stops being transient accommodation, and the levy stops with it.

Everything above is particular to P3Y; the rules that are not — registration thresholds, filing frequency, input tax credit recovery, point-of-sale rebates — are set for the whole of Ontario, and they live on the Ontario sales tax guide rather than being restated on P3Y's page, where the calculator above is already locked to 13%.

Working the 13% on a Purchase in P3Y

FSA P3Y Tax Breakdown and Calculation Example

For FSA P3Y in the Greater Sudbury (Lively) area, the sales tax rate is 13%. Here is how tax is calculated on typical purchase amounts:

$50.00 purchase$56.50 total ($6.50 tax)
$200.00 purchase$226.00 total ($26.00 tax)
$1,000.00 purchase$1130.00 total ($130.00 tax)
$5,000.00 purchase$5650.00 total ($650.00 tax)
FormulaTotal = Price × 1.13

Use our Ontario GST/HST Calculator to compute tax on any amount instantly.

Selling into P3Y: What You Need to Register For

Ontario runs a HST system administered by Canada Revenue Agency (CRA), with a registration threshold of $30,000 (HST). Filing frequency, input tax credit recovery, point-of-sale rebates and the full registration walkthrough are set out on the Ontario sales tax guide — they are province-wide rules, identical for every postal code here, so this page links them rather than repeating them.

  1. Charge the rate the address decides. A delivery into P3Y is an Ontario sale, so charge 13% HST — your own address does not enter into it.
  2. Show it the way Canada Revenue Agency (CRA) expects. One HST line and the total tax amount on each invoice.

Everything else about selling here — thresholds, filing frequency, ITC recovery, point-of-sale rebates, and the full province-by-province sourcing rules — is identical for every postal code in Ontario and is set out once on the Ontario sales tax guide and in the Ontario GST/HST calculator.

Postal Codes Near P3Y

All 13%, like P3Y — what differs is the ground each one covers, and with it the municipal levies on lodging and prepared food worth checking before you invoice.

P3A
Sudbury
13% HST
P3B
Sudbury
13% HST
P3C
Sudbury
13% HST
P3E
Sudbury
13% HST
P3G
Sudbury
13% HST
P3L
Garson
13% HST
L1C
Bowmanville
13% HST
L6H
Oakville
13% HST
M2R
North York
13% HST
N0L
Various Areas
13% HST
N7W
Sarnia
13% HST
K1C
Orleans
13% HST

All Ontario FSAs FSA Lookup Tool

Calculate Tax for Your Ontario Purchase

You know FSA P3Y has a 13% tax rate. Now enter any dollar amount to see the exact GST/HST breakdown and total. Perfect for retail pricing, invoicing, and budgeting in Ontario.

Open Ontario Tax Calculator

For informational purposes only. Tax rates change frequently — verify with your state's Department of Revenue before filing. This tool is not a substitute for professional tax advice.

· Rate source metadata is tracked in the TaxesLedger tax data registry.

M. Imtinan Farooq — Data Engineer focused on financial data systems

Data methodology reviewed by M. Imtinan FarooqData Engineer focused on financial data systems.

Imtinan specializes in financial data systems and multi-state US sales tax modeling. With hands-on experience building data pipelines that attach source metadata, confidence labels, and verification status to tax records, he helps keep TaxesLedger rates auditable and easier to refresh. This is an educational calculator, not tax, accounting, or legal advice. LinkedIn

Data Sources: State DORs · Canada Revenue Agency · EU VAT authorities · Tax Foundation references

Frequently asked questions

Quick answers to the most common questions users ask.

What areas does postal code P3Y cover?

The Forward Sortation Area P3Y covers Lively, Walden, Naughton and Whitefish in the Northeastern Ontario region of Ontario, serving about 12,000 in a predominantly mixed setting. Retail and civic landmarks inside the code include Lively, Fielding Memorial Park and Vermilion River — the places where purchases in P3Y actually happen.

What is the sales tax rate for FSA P3Y in Ontario?

The combined sales tax rate for postal code FSA P3Y in the Lively area of Ontario is 13%. This is a Harmonized Sales Tax (HST) that combines the 5% federal GST with an 8% provincial component into a single rate administered by the Canada Revenue Agency.

How do I calculate tax for a purchase in Ontario (FSA P3Y)?

To calculate the total price including sales tax for any purchase in Ontario, multiply the purchase price by 1.13. For example, a $100.00 purchase costs $113.00 total, with $13.00 in sales tax.

For the reverse calculation, divide the total price by 1.13 to find the pre-tax amount. Run the example above backwards and $113.00 paid in Ontario resolves to $100.00 before tax and $13.00 of HST.

Does Ontario use HST or separate GST and PST?

Ontario uses a Harmonized Sales Tax (HST) system. The HST combines the 5% federal GST with the 8% provincial component into a single rate of 13%. Businesses file one return with the CRA.

What kind of area is P3Y — urban, suburban or rural?

P3Y is a predominantly mixed code serving about 12,000, within the Northeastern Ontario region. That mix means both in-store and delivered purchases are common, and delivered orders take the rate for this postal code rather than the seller's.

Do local taxes in P3Y change what I pay?

Not the sales tax itself — Ontario levies 13% province-wide and there is no municipal sales tax in Canada. What can differ by municipality are the separate levies that sit outside sales tax: accommodation and lodging taxes on short-term stays, and in some provinces local levies on prepared food or alcohol.

So a hotel folio or restaurant bill from Greater Sudbury (Lively) can total more than 13% while a retail receipt from the same street does not. Check the municipality's own schedule for those, and see the Ontario sales tax guide for the province-wide rules.

How does FSA P3Y map to a sales tax rate?

The Forward Sortation Area (FSA) is the first three characters of a Canadian postal code. P3Y falls within the range assigned to Ontario, specifically the Lively area. Canada sets sales tax provincially rather than municipally, so the FSA's job here is to place the buyer: once you know a delivery address sits in P3Y, you know it is an Ontario sale and you charge 13%. That matters most for shipped orders, where the buyer's postal code — not your own — decides the rate.

Where can I calculate GST/HST for Ontario?

Use our Canadian GST/HST Calculator to add or remove tax from any amount. You can also visit the dedicated Ontario tax calculator for province-specific rates, examples, and compliance information.

🇨🇦 Canada Revenue Agency📊 Statistics Canada🏛️ Provincial Finance Ministries

Official Sources & Citations

All rates, thresholds, and regulatory guidance cited on this page are sourced from official government publications and non-partisan research institutions.

Canadian Tax Authorities

🍁

Canada Revenue Agency (CRA)

The authoritative source for federal GST/HST rates, provincial HST variations, and input tax credit rules.

canada.ca
⚜️

Revenu Québec

Official administration for Quebec Sales Tax (QST) and provincial GST/HST compliance requirements.

revenuquebec.ca

TaxesLedger is an independent educational tool. We are not affiliated with any government agency. Rate records include source metadata and verification status; always confirm with your jurisdiction's official Department of Revenue before filing. Last registry update: September 11, 2026.

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