Sales Tax for N9B — Windsor

Postal code N9B covers University of Windsor, West Windsor and South Cameron and nearby areas in Windsor, Ontario. The sales tax rate here is 13%. This is a single HST rate.

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N9B
13%Total Sales Tax
OntarioHarmonized (HST)
Federal GST0%
Provincial HST8%
Combined Rate13%
ProvinceOntario
City / RegionWindsor
Tax TypeHST
Calculate HST for N9B
$CAD
Subtotal (before tax)$100.00
Federal GST (5%)$5.00
Provincial (HST) (8%)$8.00
Total (13% tax)$113.00

Rate locked to N9B (Ontario, 13%). Need another province? Open the full calculator →

About Ontario Sales Tax

Ontario has a 13% combined sales tax rate, consisting of the 5% federal GST and 8% provincial HST.

Ontario uses the Harmonized Sales Tax (HST) system. The HST combines the 5% federal GST and the provincial portion into a single streamlined rate administered entirely by the Canada Revenue Agency. Businesses file one return, claim one set of input tax credits (ITCs), and remit to one authority — significantly simplifying compliance compared to dual-tax provinces.

What Postal Code N9B Covers

N9B covers the University of Windsor campus and surrounding west-end neighbourhoods. The university's proximity to the border has made it a centre for cross-border trade and automotive research. Malden Park, built on a former landfill, offers one of the few elevated viewpoints in an otherwise flat city.

Primary City / TownWindsor
RegionEssex County, southwestern Ontario
Area Typeurban
Population Served~25,000

Communities & neighbourhoods in N9B

University of WindsorWest WindsorSouth CameronPrince Road

Local landmarks

Where N9B Sits — and What That Changes at the Till

N9B covers ground within about 3 km of the centre of Windsor — one of 14 forward sortation areas the city is split across, each carrying the same 13% but covering very different retail. Its closest postal neighbours are N9A (Windsor) about 1 km off and N9C (Windsor) about 3 km off.

The Ambassador Bridge at Windsor lies about 1 km from N9B, which puts US retail inside an ordinary afternoon. What comes back is a customs question rather than a provincial one, and the thresholds are unforgiving: no personal exemption at all on a same-day trip, CAD 200 once you have been away 24 hours — lose it by a dollar and duty and tax apply to everything you are carrying, not just the excess — and CAD 800 after 48 hours, where only the amount over the line is assessed. Because Ontario is an HST province, the CBSA collects the full 13% at the booth rather than the 5% federal portion alone.

N9B is dense urban ground — 4 named neighbourhoods inside one postal area, about 25,000 — and density changes the taxable mix rather than the rate. Prepared food, personal services and in-person retail dominate what is rung through Windsor codes like this one, all of it at 13%, while the zero-rated grocery basics that anchor a suburban shop are a smaller share of the total than the province-wide averages suggest.

The 13% above is set for the whole of Ontario and does not move between postal codes — N9B pays exactly what every other Ontario code pays. Overnight accommodation is where Windsor parts company with them. The city levies a 6% Municipal Accommodation Tax on top of HST, so a $200 room night inside N9B carries $12.00 that the identical room would not carry in an Ontario municipality that never adopted one. The rate rose from 4% on 1 April 2025.

Everything above is particular to N9B; the rules that are not — registration thresholds, filing frequency, input tax credit recovery, point-of-sale rebates — are set for the whole of Ontario, and they live on the Ontario sales tax guide rather than being restated on N9B's page, where the calculator above is already locked to 13%.

Working the 13% on a Purchase in N9B

FSA N9B Tax Breakdown and Calculation Example

For FSA N9B in the Windsor area, the sales tax rate is 13%. Here is how tax is calculated on typical purchase amounts:

$50.00 purchase$56.50 total ($6.50 tax)
$200.00 purchase$226.00 total ($26.00 tax)
$1,000.00 purchase$1130.00 total ($130.00 tax)
$5,000.00 purchase$5650.00 total ($650.00 tax)
FormulaTotal = Price × 1.13

Use our Ontario GST/HST Calculator to compute tax on any amount instantly.

Selling into N9B: What You Need to Register For

Ontario runs a HST system administered by Canada Revenue Agency (CRA), with a registration threshold of $30,000 (HST). Filing frequency, input tax credit recovery, point-of-sale rebates and the full registration walkthrough are set out on the Ontario sales tax guide — they are province-wide rules, identical for every postal code here, so this page links them rather than repeating them.

  1. Charge the rate the address decides. A delivery into N9B is an Ontario sale, so charge 13% HST — your own address does not enter into it.
  2. Show it the way Canada Revenue Agency (CRA) expects. One HST line and the total tax amount on each invoice.

Everything else about selling here — thresholds, filing frequency, ITC recovery, point-of-sale rebates, and the full province-by-province sourcing rules — is identical for every postal code in Ontario and is set out once on the Ontario sales tax guide and in the Ontario GST/HST calculator.

Postal Codes Near N9B

All 13%, like N9B — what differs is the ground each one covers, and with it the municipal levies on lodging and prepared food worth checking before you invoice.

N9A
Windsor
13% HST
N9C
Windsor
13% HST
N9E
Windsor
13% HST
N9G
Windsor
13% HST
N9H
Windsor
13% HST
N9J
Windsor
13% HST
N6G
London
13% HST
P8T
Sioux Lookout
13% HST
L0A
Various Areas
13% HST
L5J
Mississauga
13% HST
M1M
Scarborough
13% HST
M9C
Etobicoke
13% HST

All Ontario FSAs FSA Lookup Tool

Calculate Tax for Your Ontario Purchase

You know FSA N9B has a 13% tax rate. Now enter any dollar amount to see the exact GST/HST breakdown and total. Perfect for retail pricing, invoicing, and budgeting in Ontario.

Open Ontario Tax Calculator

For informational purposes only. Tax rates change frequently — verify with your state's Department of Revenue before filing. This tool is not a substitute for professional tax advice.

· Rate source metadata is tracked in the TaxesLedger tax data registry.

M. Imtinan Farooq — Data Engineer focused on financial data systems

Data methodology reviewed by M. Imtinan FarooqData Engineer focused on financial data systems.

Imtinan specializes in financial data systems and multi-state US sales tax modeling. With hands-on experience building data pipelines that attach source metadata, confidence labels, and verification status to tax records, he helps keep TaxesLedger rates auditable and easier to refresh. This is an educational calculator, not tax, accounting, or legal advice. LinkedIn

Data Sources: State DORs · Canada Revenue Agency · EU VAT authorities · Tax Foundation references

Frequently asked questions

Quick answers to the most common questions users ask.

What areas does postal code N9B cover?

The Forward Sortation Area N9B covers University of Windsor, West Windsor, South Cameron and Prince Road in the Essex County, southwestern Ontario region of Ontario, serving about 25,000 in a predominantly urban setting. Retail and civic landmarks inside the code include University of Windsor, Malden Park and Ojibway Prairie Complex (nearby) — the places where purchases in N9B actually happen.

What is the sales tax rate for FSA N9B in Ontario?

The combined sales tax rate for postal code FSA N9B in the Windsor area of Ontario is 13%. This is a Harmonized Sales Tax (HST) that combines the 5% federal GST with an 8% provincial component into a single rate administered by the Canada Revenue Agency.

How do I calculate tax for a purchase in Ontario (FSA N9B)?

To calculate the total price including sales tax for any purchase in Ontario, multiply the purchase price by 1.13. For example, a $100.00 purchase costs $113.00 total, with $13.00 in sales tax.

For the reverse calculation, divide the total price by 1.13 to find the pre-tax amount. Run the example above backwards and $113.00 paid in Ontario resolves to $100.00 before tax and $13.00 of HST.

Does Ontario use HST or separate GST and PST?

Ontario uses a Harmonized Sales Tax (HST) system. The HST combines the 5% federal GST with the 8% provincial component into a single rate of 13%. Businesses file one return with the CRA.

What kind of area is N9B — urban, suburban or rural?

N9B is a predominantly urban code serving about 25,000, within the Essex County, southwestern Ontario region. Retail density is high, which means a large share of taxable transactions here are in-person, prepared food, and services rather than shipped goods.

Do local taxes in N9B change what I pay?

Not the sales tax itself — Ontario levies 13% province-wide and there is no municipal sales tax in Canada. What can differ by municipality are the separate levies that sit outside sales tax: accommodation and lodging taxes on short-term stays, and in some provinces local levies on prepared food or alcohol.

So a hotel folio or restaurant bill from Windsor can total more than 13% while a retail receipt from the same street does not. Check the municipality's own schedule for those, and see the Ontario sales tax guide for the province-wide rules.

How does FSA N9B map to a sales tax rate?

The Forward Sortation Area (FSA) is the first three characters of a Canadian postal code. N9B falls within the range assigned to Ontario, specifically the Windsor area. Canada sets sales tax provincially rather than municipally, so the FSA's job here is to place the buyer: once you know a delivery address sits in N9B, you know it is an Ontario sale and you charge 13%. That matters most for shipped orders, where the buyer's postal code — not your own — decides the rate.

Where can I calculate GST/HST for Ontario?

Use our Canadian GST/HST Calculator to add or remove tax from any amount. You can also visit the dedicated Ontario tax calculator for province-specific rates, examples, and compliance information.

🇨🇦 Canada Revenue Agency📊 Statistics Canada🏛️ Provincial Finance Ministries

Official Sources & Citations

All rates, thresholds, and regulatory guidance cited on this page are sourced from official government publications and non-partisan research institutions.

Canadian Tax Authorities

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Canada Revenue Agency (CRA)

The authoritative source for federal GST/HST rates, provincial HST variations, and input tax credit rules.

canada.ca
⚜️

Revenu Québec

Official administration for Quebec Sales Tax (QST) and provincial GST/HST compliance requirements.

revenuquebec.ca

TaxesLedger is an independent educational tool. We are not affiliated with any government agency. Rate records include source metadata and verification status; always confirm with your jurisdiction's official Department of Revenue before filing. Last registry update: September 11, 2026.

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