Sales Tax for N5Y — London

What Postal Code N5Y Covers

N5Y covers north-central London, a district with a large stock of rental apartments and a diverse, substantially immigrant population. The Huron Street and Adelaide Street corridors carry its commercial activity. Housing dates largely from the 1950s through the 1970s.

Communities & neighbourhoods in N5Y

Local landmarks

• Huron Street corridor
• Carling Heights
• Kipps Lane

Where N5Y Sits — and What That Changes at the Till

N5Y covers ground within about 2 km of the centre of London — one of 17 forward sortation areas the city is split across, each carrying the same 13% but covering very different retail. Its closest postal neighbours are N6A (London) about 2 km off and N5X (London) about 3 km off.

N5Y is dense urban ground — 4 named neighbourhoods inside one postal area, about 30,000 — and density changes the taxable mix rather than the rate. Prepared food, personal services and in-person retail dominate what is rung through London codes like this one, all of it at 13%, while the zero-rated grocery basics that anchor a suburban shop are a smaller share of the total than the province-wide averages suggest. Huron Street corridor runs through the code, and highway trade has its own rules: freight moving between provinces is a zero-rated interlining supply in the carrier's hands, while the fuel, meals and repairs bought along the way carry N5Y's 13% like any other local purchase.

The 13% above is set for the whole of Ontario and does not move between postal codes — N5Y pays exactly what every other Ontario code pays. Overnight accommodation is where London parts company with them. The city levies a 5% Municipal Accommodation Tax on top of HST, so a $200 room night inside N5Y carries $10.00 that the identical room would not carry in an Ontario municipality that never adopted one. Short-term rentals were pulled into the by-law four years after the hotels, on 1 October 2022.

Everything above is particular to N5Y; the rules that are not — registration thresholds, filing frequency, input tax credit recovery, point-of-sale rebates — are set for the whole of Ontario, and they live on the Ontario sales tax guide rather than being restated on N5Y's page, where the calculator above is already locked to 13%.

Working the 13% on a Purchase in N5Y

FSA N5Y Tax Breakdown and Calculation Example

For FSA N5Y in the London area, the sales tax rate is 13%. Here is how tax is calculated on typical purchase amounts:

Selling into N5Y: What You Need to Register For

Ontario runs a HST system administered by Canada Revenue Agency (CRA), with a registration threshold of $30,000 (HST). Filing frequency, input tax credit recovery, point-of-sale rebates and the full registration walkthrough are set out on the Ontario sales tax guide — they are province-wide rules, identical for every postal code here, so this page links them rather than repeating them.

1. Charge the rate the address decides. A delivery into N5Y is an Ontario sale, so charge 13% HST — your own address does not enter into it.
2. Show it the way Canada Revenue Agency (CRA) expects. One HST line and the total tax amount on each invoice.

Everything else about selling here — thresholds, filing frequency, ITC recovery, point-of-sale rebates, and the full province-by-province sourcing rules — is identical for every postal code in Ontario and is set out once on the Ontario sales tax guide and in the Ontario GST/HST calculator.

Postal Codes Near N5Y

All 13%, like N5Y — what differs is the ground each one covers, and with it the municipal levies on lodging and prepared food worth checking before you invoice.

All Ontario FSAs →FSA Lookup Tool →