Sales Tax for N5X — London
Postal code N5X covers London (north), Stoneybrook and Uplands and nearby areas in London, Ontario. The sales tax rate here is 13%. This is a single HST rate.
Rate locked to N5X (Ontario, 13%). Need another province? Open the full calculator →
About Ontario Sales Tax
Ontario has a 13% combined sales tax rate, consisting of the 5% federal GST and 8% provincial HST.
Ontario uses the Harmonized Sales Tax (HST) system. The HST combines the 5% federal GST and the provincial portion into a single streamlined rate administered entirely by the Canada Revenue Agency. Businesses file one return, claim one set of input tax credits (ITCs), and remit to one authority — significantly simplifying compliance compared to dual-tax provinces.
What Postal Code N5X Covers
N5X covers northern London, largely residential districts built from the 1970s onward around the Masonville area. Masonville Place is one of the city's principal shopping centres. The Medway Valley Heritage Forest provides a substantial protected ravine corridor through the district.
Communities & neighbourhoods in N5X
Local landmarks
- Masonville Place
- Stoneybrook
- Medway Valley Heritage Forest
Where N5X Sits — and What That Changes at the Till
The centroid of N5X falls roughly 4 km northwest of London, and the code shares its delivery city with 16 other postal areas. Its closest postal neighbours are N5Y (London) about 3 km off and N6G (London) about 4 km off.
N5X is suburban ground serving about 30,000 across 4 communities — the settlement pattern where delivered goods matter most. A parcel addressed into N5X carries Ontario's 13% even when the seller is registered in Alberta and charges 5% to every customer at home. Visitor spending around Medway Valley Heritage Forest lands in accommodation, prepared food and admissions rather than durable goods. Admissions are their own category: one supplied by a charity or a municipality can be exempt outright, while a commercial attraction on the same street charges 13%.
The 13% above is set for the whole of Ontario and does not move between postal codes — N5X pays exactly what every other Ontario code pays. Overnight accommodation is where London parts company with them. The city levies a 5% Municipal Accommodation Tax on top of HST, so a $200 room night inside N5X carries $10.00 that the identical room would not carry in an Ontario municipality that never adopted one. Short-term rentals were pulled into the by-law four years after the hotels, on 1 October 2022.
Everything above is particular to N5X; the rules that are not — registration thresholds, filing frequency, input tax credit recovery, point-of-sale rebates — are set for the whole of Ontario, and they live on the Ontario sales tax guide rather than being restated on N5X's page, where the calculator above is already locked to 13%.
Working the 13% on a Purchase in N5X
FSA N5X Tax Breakdown and Calculation Example
For FSA N5X in the London area, the sales tax rate is 13%. Here is how tax is calculated on typical purchase amounts:
Use our Ontario GST/HST Calculator to compute tax on any amount instantly.
Selling into N5X: What You Need to Register For
Ontario runs a HST system administered by Canada Revenue Agency (CRA), with a registration threshold of $30,000 (HST). Filing frequency, input tax credit recovery, point-of-sale rebates and the full registration walkthrough are set out on the Ontario sales tax guide — they are province-wide rules, identical for every postal code here, so this page links them rather than repeating them.
- Charge the rate the address decides. A delivery into N5X is an Ontario sale, so charge 13% HST — your own address does not enter into it.
- Show it the way Canada Revenue Agency (CRA) expects. One HST line and the total tax amount on each invoice.
Everything else about selling here — thresholds, filing frequency, ITC recovery, point-of-sale rebates, and the full province-by-province sourcing rules — is identical for every postal code in Ontario and is set out once on the Ontario sales tax guide and in the Ontario GST/HST calculator.
Postal Codes Near N5X
All 13%, like N5X — what differs is the ground each one covers, and with it the municipal levies on lodging and prepared food worth checking before you invoice.
Calculate Tax for Your Ontario Purchase
You know FSA N5X has a 13% tax rate. Now enter any dollar amount to see the exact GST/HST breakdown and total. Perfect for retail pricing, invoicing, and budgeting in Ontario.
Open Ontario Tax CalculatorFor informational purposes only. Tax rates change frequently — verify with your state's Department of Revenue before filing. This tool is not a substitute for professional tax advice.
· Rate source metadata is tracked in the TaxesLedger tax data registry.
Frequently asked questions
Quick answers to the most common questions users ask.
What areas does postal code N5X cover?
The Forward Sortation Area N5X covers London (north), Stoneybrook, Uplands and Masonville (north) in the Middlesex County, southwestern Ontario region of Ontario, serving about 30,000 in a predominantly suburban setting. Retail and civic landmarks inside the code include Masonville Place, Stoneybrook and Medway Valley Heritage Forest — the places where purchases in N5X actually happen.
What is the sales tax rate for FSA N5X in Ontario?
The combined sales tax rate for postal code FSA N5X in the London area of Ontario is 13%. This is a Harmonized Sales Tax (HST) that combines the 5% federal GST with an 8% provincial component into a single rate administered by the Canada Revenue Agency.
How do I calculate tax for a purchase in Ontario (FSA N5X)?
To calculate the total price including sales tax for any purchase in Ontario, multiply the purchase price by 1.13. For example, a $100.00 purchase costs $113.00 total, with $13.00 in sales tax.
For the reverse calculation, divide the total price by 1.13 to find the pre-tax amount. Run the example above backwards and $113.00 paid in Ontario resolves to $100.00 before tax and $13.00 of HST.
Does Ontario use HST or separate GST and PST?
Ontario uses a Harmonized Sales Tax (HST) system. The HST combines the 5% federal GST with the 8% provincial component into a single rate of 13%. Businesses file one return with the CRA.
What kind of area is N5X — urban, suburban or rural?
N5X is a predominantly suburban code serving about 30,000, within the Middlesex County, southwestern Ontario region. That mix means both in-store and delivered purchases are common, and delivered orders take the rate for this postal code rather than the seller's.
Do local taxes in N5X change what I pay?
Not the sales tax itself — Ontario levies 13% province-wide and there is no municipal sales tax in Canada. What can differ by municipality are the separate levies that sit outside sales tax: accommodation and lodging taxes on short-term stays, and in some provinces local levies on prepared food or alcohol.
So a hotel folio or restaurant bill from London can total more than 13% while a retail receipt from the same street does not. Check the municipality's own schedule for those, and see the Ontario sales tax guide for the province-wide rules.
How does FSA N5X map to a sales tax rate?
The Forward Sortation Area (FSA) is the first three characters of a Canadian postal code. N5X falls within the range assigned to Ontario, specifically the London area. Canada sets sales tax provincially rather than municipally, so the FSA's job here is to place the buyer: once you know a delivery address sits in N5X, you know it is an Ontario sale and you charge 13%. That matters most for shipped orders, where the buyer's postal code — not your own — decides the rate.
Where can I calculate GST/HST for Ontario?
Use our Canadian GST/HST Calculator to add or remove tax from any amount. You can also visit the dedicated Ontario tax calculator for province-specific rates, examples, and compliance information.
All rates, thresholds, and regulatory guidance cited on this page are sourced from official government publications and non-partisan research institutions.
Canadian Tax Authorities
Canada Revenue Agency (CRA)
The authoritative source for federal GST/HST rates, provincial HST variations, and input tax credit rules.
canada.caRevenu Québec
Official administration for Quebec Sales Tax (QST) and provincial GST/HST compliance requirements.
revenuquebec.caTaxesLedger is an independent educational tool. We are not affiliated with any government agency. Rate records include source metadata and verification status; always confirm with your jurisdiction's official Department of Revenue before filing. Last registry update: September 11, 2026.
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