Sales Tax for M9M — Toronto (North York)

Postal code M9M covers Emery, Humberlea and Islington–Finch in Toronto (North York), Ontario. The sales tax rate here is 13%. This is a single HST rate.

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M9M
13%Total Sales Tax
OntarioHarmonized (HST)
Federal GST0%
Provincial HST8%
Combined Rate13%
ProvinceOntario
City / RegionToronto (North York)
Tax TypeHST
Calculate HST for M9M
$CAD
Subtotal (before tax)$100.00
Federal GST (5%)$5.00
Provincial (HST) (8%)$8.00
Total (13% tax)$113.00

Rate locked to M9M (Ontario, 13%). Need another province? Open the full calculator →

About Ontario Sales Tax

Ontario has a 13% combined sales tax rate, consisting of the 5% federal GST and 8% provincial HST.

Ontario uses the Harmonized Sales Tax (HST) system. The HST combines the 5% federal GST and the provincial portion into a single streamlined rate administered entirely by the Canada Revenue Agency. Businesses file one return, claim one set of input tax credits (ITCs), and remit to one authority — significantly simplifying compliance compared to dual-tax provinces.

What Postal Code M9M Covers

M9M covers Emery and Humberlea in northwest North York. Emery Village along Finch Avenue West functions as the local commercial centre for a district otherwise dominated by industrial and warehousing employment. The area has substantial Italian, Vietnamese and West African communities.

Primary City / TownToronto (North York)
RegionEmery / Humberlea, North York
Area Typesuburban
Population Served~20,000

Communities & neighbourhoods in M9M

EmeryHumberleaIslington–Finch

Local landmarks

Where M9M Sits — and What That Changes at the Till

The centroid of M9M falls roughly 15 km northwest of Toronto, and the code shares its delivery city with 22 other postal areas. Its closest postal neighbours are M3L (Toronto (North York)) about 2 km off and M3N (Toronto (North York)) about 2 km off.

The nearest ground where the rate changes is about 320 km away — J0X in Quebec, at 14.975%. That distance is the useful part: nothing bought or delivered in M9M is a borderline case, so the only rate question worth asking here is whether the sale is taxable at all, not which province's number applies to it.

M9M is suburban ground serving about 20,000 across 3 communities — the settlement pattern where delivered goods matter most. A parcel addressed into M9M carries Ontario's 13% even when the seller is registered in Alberta and charges 5% to every customer at home.

The 13% above is set for the whole of Ontario and does not move between postal codes — M9M pays exactly what every other Ontario code pays. Overnight accommodation is where Toronto parts company with them. The city levies a 6% Municipal Accommodation Tax on top of HST, so a $200 room night inside M9M carries $12.00 that the identical room would not carry in an Ontario municipality that never adopted one. The rate came down from 8.5% on 1 August 2026, the temporary increase having lapsed. Hotels and short-term rentals are charged at the same rate.

Everything above is particular to M9M; the rules that are not — registration thresholds, filing frequency, input tax credit recovery, point-of-sale rebates — are set for the whole of Ontario, and they live on the Ontario sales tax guide rather than being restated on M9M's page, where the calculator above is already locked to 13%.

Working the 13% on a Purchase in M9M

FSA M9M Tax Breakdown and Calculation Example

For FSA M9M in the Toronto (North York) area, the sales tax rate is 13%. Here is how tax is calculated on typical purchase amounts:

$50.00 purchase$56.50 total ($6.50 tax)
$200.00 purchase$226.00 total ($26.00 tax)
$1,000.00 purchase$1130.00 total ($130.00 tax)
$5,000.00 purchase$5650.00 total ($650.00 tax)
FormulaTotal = Price × 1.13

Use our Ontario GST/HST Calculator to compute tax on any amount instantly.

Selling into M9M: What You Need to Register For

Ontario runs a HST system administered by Canada Revenue Agency (CRA), with a registration threshold of $30,000 (HST). Filing frequency, input tax credit recovery, point-of-sale rebates and the full registration walkthrough are set out on the Ontario sales tax guide — they are province-wide rules, identical for every postal code here, so this page links them rather than repeating them.

  1. Charge the rate the address decides. A delivery into M9M is an Ontario sale, so charge 13% HST — your own address does not enter into it.
  2. Show it the way Canada Revenue Agency (CRA) expects. One HST line and the total tax amount on each invoice.

Everything else about selling here — thresholds, filing frequency, ITC recovery, point-of-sale rebates, and the full province-by-province sourcing rules — is identical for every postal code in Ontario and is set out once on the Ontario sales tax guide and in the Ontario GST/HST calculator.

Postal Codes Near M9M

All 13%, like M9M — what differs is the ground each one covers, and with it the municipal levies on lodging and prepared food worth checking before you invoice.

M9A
Etobicoke
13% HST
M9B
Etobicoke
13% HST
M9C
Etobicoke
13% HST
M9L
North York
13% HST
M9N
York
13% HST
M9P
Etobicoke
13% HST
K0J
Various Areas
13% HST
L0M
Various Areas
13% HST
L5V
Mississauga
13% HST
M2H
North York
13% HST
N0L
Various Areas
13% HST
N7W
Sarnia
13% HST

All Ontario FSAs FSA Lookup Tool

Calculate Tax for Your Ontario Purchase

You know FSA M9M has a 13% tax rate. Now enter any dollar amount to see the exact GST/HST breakdown and total. Perfect for retail pricing, invoicing, and budgeting in Ontario.

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For informational purposes only. Tax rates change frequently — verify with your state's Department of Revenue before filing. This tool is not a substitute for professional tax advice.

· Rate source metadata is tracked in the TaxesLedger tax data registry.

M. Imtinan Farooq — Data Engineer focused on financial data systems

Data methodology reviewed by M. Imtinan FarooqData Engineer focused on financial data systems.

Imtinan specializes in financial data systems and multi-state US sales tax modeling. With hands-on experience building data pipelines that attach source metadata, confidence labels, and verification status to tax records, he helps keep TaxesLedger rates auditable and easier to refresh. This is an educational calculator, not tax, accounting, or legal advice. LinkedIn

Data Sources: State DORs · Canada Revenue Agency · EU VAT authorities · Tax Foundation references

Frequently asked questions

Quick answers to the most common questions users ask.

What areas does postal code M9M cover?

The Forward Sortation Area M9M covers Emery, Humberlea and Islington–Finch in the Emery / Humberlea, North York region of Ontario, serving about 20,000 in a predominantly suburban setting. Retail and civic landmarks inside the code include Finch Avenue West, Emery Village and Humber River (east branch) — the places where purchases in M9M actually happen.

What is the sales tax rate for FSA M9M in Ontario?

The combined sales tax rate for postal code FSA M9M in the North York area of Ontario is 13%. This is a Harmonized Sales Tax (HST) that combines the 5% federal GST with an 8% provincial component into a single rate administered by the Canada Revenue Agency.

How do I calculate tax for a purchase in Ontario (FSA M9M)?

To calculate the total price including sales tax for any purchase in Ontario, multiply the purchase price by 1.13. For example, a $100.00 purchase costs $113.00 total, with $13.00 in sales tax.

For the reverse calculation, divide the total price by 1.13 to find the pre-tax amount. Run the example above backwards and $113.00 paid in Ontario resolves to $100.00 before tax and $13.00 of HST.

Does Ontario use HST or separate GST and PST?

Ontario uses a Harmonized Sales Tax (HST) system. The HST combines the 5% federal GST with the 8% provincial component into a single rate of 13%. Businesses file one return with the CRA.

What kind of area is M9M — urban, suburban or rural?

M9M is a predominantly suburban code serving about 20,000, within the Emery / Humberlea, North York region. That mix means both in-store and delivered purchases are common, and delivered orders take the rate for this postal code rather than the seller's.

Do local taxes in M9M change what I pay?

Not the sales tax itself — Ontario levies 13% province-wide and there is no municipal sales tax in Canada. What can differ by municipality are the separate levies that sit outside sales tax: accommodation and lodging taxes on short-term stays, and in some provinces local levies on prepared food or alcohol.

So a hotel folio or restaurant bill from Toronto (North York) can total more than 13% while a retail receipt from the same street does not. Check the municipality's own schedule for those, and see the Ontario sales tax guide for the province-wide rules.

How does FSA M9M map to a sales tax rate?

The Forward Sortation Area (FSA) is the first three characters of a Canadian postal code. M9M falls within the range assigned to Ontario, specifically the North York area. Canada sets sales tax provincially rather than municipally, so the FSA's job here is to place the buyer: once you know a delivery address sits in M9M, you know it is an Ontario sale and you charge 13%. That matters most for shipped orders, where the buyer's postal code — not your own — decides the rate.

Where can I calculate GST/HST for Ontario?

Use our Canadian GST/HST Calculator to add or remove tax from any amount. You can also visit the dedicated Ontario tax calculator for province-specific rates, examples, and compliance information.

🇨🇦 Canada Revenue Agency📊 Statistics Canada🏛️ Provincial Finance Ministries

Official Sources & Citations

All rates, thresholds, and regulatory guidance cited on this page are sourced from official government publications and non-partisan research institutions.

Canadian Tax Authorities

🍁

Canada Revenue Agency (CRA)

The authoritative source for federal GST/HST rates, provincial HST variations, and input tax credit rules.

canada.ca
⚜️

Revenu Québec

Official administration for Quebec Sales Tax (QST) and provincial GST/HST compliance requirements.

revenuquebec.ca

TaxesLedger is an independent educational tool. We are not affiliated with any government agency. Rate records include source metadata and verification status; always confirm with your jurisdiction's official Department of Revenue before filing. Last registry update: September 11, 2026.

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