Sales Tax for M5N — Toronto

What Postal Code M5N Covers

M5N covers Roselawn and northern Forest Hill, an affluent residential district between Eglinton and the Beltline Trail. Housing is predominantly interwar detached and semi-detached on tree-lined streets. Commercial activity is limited to the Eglinton Avenue West frontage at its northern edge.

Communities & neighbourhoods in M5N

Local landmarks

• Eglinton Avenue West
• Beltline Trail
• Roselawn Avenue

Where M5N Sits — and What That Changes at the Till

The centroid of M5N falls roughly 7 km northwest of Toronto, and the code shares its delivery city with 42 other postal areas. Its closest postal neighbours are M4R (Toronto) about 1 km off and M5P (Toronto) about 1 km off.

The nearest ground where the rate changes is about 310 km away — J0X in Quebec, at 14.975%. That distance is the useful part: nothing bought or delivered in M5N is a borderline case, so the only rate question worth asking here is whether the sale is taxable at all, not which province's number applies to it.

M5N is dense urban ground — 3 named neighbourhoods inside one postal area, about 12,000 — and density changes the taxable mix rather than the rate. Prepared food, personal services and in-person retail dominate what is rung through Toronto codes like this one, all of it at 13%, while the zero-rated grocery basics that anchor a suburban shop are a smaller share of the total than the province-wide averages suggest.

The 13% above is set for the whole of Ontario and does not move between postal codes — M5N pays exactly what every other Ontario code pays. Overnight accommodation is where Toronto parts company with them. The city levies a 6% Municipal Accommodation Tax on top of HST, so a $200 room night inside M5N carries $12.00 that the identical room would not carry in an Ontario municipality that never adopted one. The rate came down from 8.5% on 1 August 2026, the temporary increase having lapsed. Hotels and short-term rentals are charged at the same rate.

Everything above is particular to M5N; the rules that are not — registration thresholds, filing frequency, input tax credit recovery, point-of-sale rebates — are set for the whole of Ontario, and they live on the Ontario sales tax guide rather than being restated on M5N's page, where the calculator above is already locked to 13%.

Working the 13% on a Purchase in M5N

FSA M5N Tax Breakdown and Calculation Example

For FSA M5N in the Toronto area, the sales tax rate is 13%. Here is how tax is calculated on typical purchase amounts:

Selling into M5N: What You Need to Register For

Ontario runs a HST system administered by Canada Revenue Agency (CRA), with a registration threshold of $30,000 (HST). Filing frequency, input tax credit recovery, point-of-sale rebates and the full registration walkthrough are set out on the Ontario sales tax guide — they are province-wide rules, identical for every postal code here, so this page links them rather than repeating them.

1. Charge the rate the address decides. A delivery into M5N is an Ontario sale, so charge 13% HST — your own address does not enter into it.
2. Show it the way Canada Revenue Agency (CRA) expects. One HST line and the total tax amount on each invoice.

Everything else about selling here — thresholds, filing frequency, ITC recovery, point-of-sale rebates, and the full province-by-province sourcing rules — is identical for every postal code in Ontario and is set out once on the Ontario sales tax guide and in the Ontario GST/HST calculator.

Postal Codes Near M5N

All 13%, like M5N — what differs is the ground each one covers, and with it the municipal levies on lodging and prepared food worth checking before you invoice.

All Ontario FSAs →FSA Lookup Tool →