Sales Tax for H4W — Côte Saint-Luc

What Postal Code H4W Covers

H4W covers western Côte-Saint-Luc around the Cavendish corridor, the municipality's main commercial focus. High-rise apartment blocks along Marc Chagall and Sir Walter Scott give this sector considerably more density than the city's eastern bungalow streets. The municipality is bilingual and largely residential.

Communities & neighbourhoods in H4W

Local landmarks

• Cavendish Mall
• Côte-Saint-Luc Public Library
• Trudeau Park

Where H4W Sits — and What That Changes at the Till

H4W sits about 9 km southwest of Montreal, the nearest centre of any size, and is the only postal area our data records for Côte Saint-Luc. Its closest postal neighbours are H4V (Montréal (Côte-Saint-Luc)) about 1 km off and H4X (Montréal-Ouest) about 2 km off.

The nearest postal area we hold in another province is K6A (Hawkesbury, Ontario), about 75 km from H4W. A $500 order delivered into H4W carries $74.88 in GST + QST; the same order delivered into K6A carries $65.00 in HST — $9.88 apart on one invoice. Because Canadian sales tax follows the customer, a seller in Côte Saint-Luc shipping to both charges 14.975% on the first and 13% on the second, from the same warehouse on the same day.

H4W is suburban ground serving about 18,000 across 3 communities — the settlement pattern where delivered goods matter most. A parcel addressed into H4W carries Quebec's 14.975% even when the seller is registered in Alberta and charges 5% to every customer at home. General merchandise here concentrates around Cavendish Mall, and all of it carries the full 14.975% — while the basic groceries sold in the same catchment are zero-rated federally and carry nothing at all. Two outcomes on one shopping trip, and the usual source of "why was part of my receipt taxed differently".

The 14.975% above is set for the whole of Quebec and does not move between postal codes — H4W pays exactly what every other Quebec code pays. The bill that does move is an overnight one. Quebec's 3.5% tax on lodging applies on top of GST + QST, so a $200 room night inside H4W carries $7.00 of it. Charged on the price of the overnight stay only — the value of breakfast, parking and other services bundled with the room is excluded from the base. It runs out at 32 nights: once the same guest has stayed that long continuously the booking stops being transient accommodation, and the levy stops with it.

Everything above is particular to H4W; the rules that are not — registration thresholds, filing frequency, input tax credit recovery, point-of-sale rebates — are set for the whole of Quebec, and they live on the Quebec sales tax guide rather than being restated on H4W's page, where the calculator above is already locked to 14.975%.

Working the 14.975% on a Purchase in H4W

FSA H4W Tax Breakdown and Calculation Example

For FSA H4W in the Côte Saint-Luc area, the sales tax rate is 14.975%. Here is how tax is calculated on typical purchase amounts:

Selling into H4W: What You Need to Register For

Quebec runs a GST + QST system administered by Revenu Québec (both GST and QST), with a registration threshold of $30,000 (GST/QST) ($30,000 (GST/QST via Revenu Québec) for remote sellers). Filing frequency, input tax credit recovery, point-of-sale rebates and the full registration walkthrough are set out on the Quebec sales tax guide — they are province-wide rules, identical for every postal code here, so this page links them rather than repeating them.

1. Charge the rate the address decides. A delivery into H4W is a Quebec sale, so charge 14.975% (5% GST + 9.975% provincial tax) — your own address does not enter into it.
2. Show it the way Revenu Québec (both GST and QST) expects. GST and QST as separate line items — Revenu Québec requires the breakdown on every Quebec invoice.

Everything else about selling here — thresholds, filing frequency, ITC recovery, point-of-sale rebates, and the full province-by-province sourcing rules — is identical for every postal code in Quebec and is set out once on the Quebec sales tax guide and in the Quebec GST/HST calculator.

Postal Codes Near H4W

All 14.975%, like H4W — what differs is the ground each one covers, and with it the municipal levies on lodging and prepared food worth checking before you invoice.

All Quebec FSAs →FSA Lookup Tool →